ATAL introduces incentives to ease apartment purchases amid high interest rates

Nationwide developer ATAL has launched a series of promotions to support homebuyers facing high mortgage interest rates, offering 50% discounts on finishing services and a 10/90 payment plan. The initiative, available in over 30 developments, aims to ease financial burdens and encourage property purchases before the end of March.

The finishing discount applies to three ATAL Design packages—Basic, Optimum, and Premium—allowing buyers to customize their apartments at half the usual price. According to Agnieszka Majkusiak, Sales Director at ATAL, the turnkey finishing option not only saves buyers money but also speeds up the move-in process, as work is completed during construction. Customers who opt for this service can also apply for a single mortgage covering both the apartment and finishing costs, streamlining the financing process.

In addition to the finishing discount, ATAL has introduced the “Good Start with ATAL” program, offering a 10/90 payment plan for most of its projects. Under this scheme, buyers pay only 10% upfront, with the remaining 90% due upon project completion. For developments in earlier construction stages, an intermediate 40% installment is required, with the campaign running until the end of June 2025.

Majkusiak highlighted that the flexible payment plan is an alternative to the traditional model, where payments are tied to construction progress. This approach delays the financial commitment for buyers, allowing them to avoid paying interest too early and potentially benefit from lower mortgage rates in the future. ATAL’s advisors are also available to help customers find the best financing options.

Photo: Hipoteczna Park, Łodzi - ATAL