Polands government’s “Key for Housing” program focuses on secondary market and public housing

The Polish government’s new housing initiative, “Key for Housing,” will be based on three main pillars: municipal housing, social housing, and homeownership through the “First Keys” program, according to Minister of Development and Technology Krzysztof Paszyk. Notably, the ownership component will be limited exclusively to the secondary market, covering both apartments and single-family houses, including those built through individual economic methods.

As part of the program, the government has allocated at least PLN 2.5 billion in 2025 for municipal and social housing projects. The goal for this year is to develop at least 8,000 municipal apartments and 6,500 social housing units. Minister Paszyk emphasized that no funding from this program will be directed to developers, reinforcing the initiative’s focus on public and community-driven housing solutions.

The “First Keys” program, which forms the homeownership segment of the initiative, is specifically designed for buyers in the secondary market. It introduces price caps of PLN 10,000 per square meter (or PLN 11,000 per sqm in Poland’s five largest cities) unless a different limit is set by local municipalities. The program also includes safeguards to prevent speculative real estate flipping, requiring that properties must have been owned for at least five years before being sold.

Additionally, individuals receiving assistance through the program will not be allowed to own other residential properties, ensuring that support is directed toward those in genuine need of housing.

Minister Paszyk noted that while these measures form the foundation of the program, further refinements are still being considered. The initiative is expected to address Poland’s housing challenges by expanding affordable rental options while promoting accessible homeownership in the secondary market.

Source: MRiT and ISBnews